$100K In Business Funding

WHO THIS IS FOR

This is for anyone who has experienced financial problems in their business because of cashflow issues. Entrepreneurs, startup and small busienss owners, online businesses. If you need funding for salary shortfalls, additional advertising or equipment purchases, this is for you.

IN THE NEXT 45 MINUTES...

How to get $100K in Business Funding without having
to use any of your own personal funds.

How to access this funding whenever you need to, even if you "barely know" your business banker.

How to use the business banking system to get funding
for marketing or staff and grow your business, anytime you want.

IN THE NEXT 45 MINUTES...

How to leverage your existing revenues for high levels of unsecured lines of credit using little known bank rating strategies.

How to use business listings to get creditors off your back and grow your business, even if your aren't good with tech.

How to do all of this with just a few "tweeks" to your normal day-to-day operations.

MY PROMISE TO YOU...

DOES THIS SOUND LIKE YOU?

• Do you sometimes fear that you might go out of business without some extra cashflow?
• Do you get nervous because payday for your employees is near and the money to pay them just isn't there?

DOES THIS SOUND LIKE YOU?

• Do you feel that your financial troubles could disappear if you had a line of credit to handle "surprise" business expenses, but you have no idea how to go about getting that?

DOES THIS SOUND LIKE YOU?

• Do you feel your family is secretly losing respect for you because the business is booming one month and the next, money is tight?

DOES THIS SOUND LIKE YOU?

• Have you noticed how much your competitors spend on ads and wondered how much better your business would be if you could spend that much?

DOES THIS SOUND LIKE YOU?

• Do you have sleepless nights because, even though your revenue is okay, you often struggle with payroll, rent or other business costs?

DO YOU FEEL LIKE YOU WILL FAIL IF YOU DON'T FIX YOUR FINANCIAL PROBLEMS?

THE REAL PROBLEM?

ONCE YOU MAKE THEM

• You will sleep well at night because you can easily cover payroll with your $100K line of credit

ONCE YOU MAKE THEM

• You will be able to outspend your competition on ads while your lead generation is awesome, taking the business to new profit highs.

ONCE YOU MAKE THEM

• You'll look forward to getting up, feel driven to exercise, eat healthy and take time for yourself because you have a solution to your working capital problem.

ONCE YOU MAKE THEM

• You can use some of your business funding to expand your business and invest in other areas, like real estate or stocks.

ONCE YOU MAKE THEM

• You can take time off and not feel tied to the business, because you finally have a solution.

ONCE YOU MAKE THEM

• Your family will be much happier, because you are no longer stressing on money problems in your business and can finally be present with them again.

WHO I AM

• Specialized, for many years, in helping business owners get money for their businesses.
• Former underwriter for the Small Business Administration (SBA), specializing in working capital loans.

DISCOVERING THE 5 SHIFTS

DISCOVERING THE 5 SHIFTS

• There are 5 key shifts you must make to get $100K in funding for your business
• I'm going to walk you through all 5 of them in this session.

BECOME VISIBLE ONLINE

BECOME VISIBLE ONLINE

• The business funding world is very much an online place.
• Paper applications are rare.
• Lenders do a Google search of the business first.
• Creating an online presence is important because the approval process is automated.

TRADELINES ARE LESS IMPORTANT

TRADELINES ARE LESS IMPORTANT

• Conventional strategies say get as many tradelines as possible.
• Unknown to many business owners, deposit activity is what lenders consider most when deciding how much funding to approve.

TRADELINES ARE LESS IMPORTANT

• Only a few tradelines needed for a strong Paydex score.
• A strong Paydex score comes from credit limits over $5,000.
• Replace lower credit limits from vendors with a few high limit business credit cards.

USE THE SECRET WEAPON

OLD WAY
Vendor Accounts
Focus on SIC/NAICS
Net 30 Accounts
Many low limit cards
Build Profile w/all Bureaus
Financial Projections
Nurture low-limit cards (18 mos)
Apply for high-limit cards
String together multiple cards

NEW WAY
Use the Secret Weapons

Insert Business Data on the Web

• For automated loan approval systems to work, business data must be packaged and available online for review. Businesses must make this data visible to lenders to get quick approvals.

Use the FICO Screening Tool

• This tool is used by lenders to screen all business loan approvals up to $350K. It looks at the business and business owner's credit profiles. Banks want to see a score of 180 to approve a $100K line of credit.

Develop Your Bank Rating

• Lenders care most about your business bank rating. This comes from your overall deposit strategy. Banks monitor deposit activity every quarter to learn your bank rating. You'll need a "low 5" bank rating to get $100K or more in business funding.

CASE STUDY

CK was struggling with cash shortfalls because his business required upfront costs before he was paid by his clients. Salary shortages were common and he needed a large line of credit to handle the ups and downs.

He tried to get a Small Business loan but was denied. The reason was that his deposits were not consistent. After helping him set up a deposit strategy and improve his company's credit profile, he scored over 180 on the FICO screening tool. He was able to get a $100K line of credit to fix his cashflow issues.

QUICK RECAP

At this point, we know that our business must be visible online, tradelines are less important than a strong paydex score.

Also we must use the Secret Weapon (inserting your business data throughout the web, working with the FICO screening tool and developing your bank rating).

Now let's look at how a campaign of information sharing will create an awesome business credit profile for your business.

BUSINESSES DON'T NEED PRIVACY

BUSINESSES DON'T NEED PRIVACY

• Information sharing fuels the business funding system
• Unlike personal finance, business financial information sharing is encouraged by the government and business credit bureaus.

BUSINESSES DON'T NEED PRIVACY

• The Small Business Administration has a contract with Dun and Bradstreet for sharing information with other government agencies.
• Without an ongoing campaign to increase the public information available on your business, it will be difficult to get a $100K line of credit.

INVEST IN MENTORING

INVEST IN MENTORING

• Do whatever you need to find the best mentor that you can, to offer a fresh perspective on some of your most pressing funding needs.
• A mentor will allow you to look at situations from perspectives that you would not have on your own.
• A good mentor will give you great ideas and make sure you implement them.

TODAY I PROMISED

• How to get $100K in Business Funding without having to use any of your own personal funds
• How to access this funding whenever you need to, even if you "barely" know your business banker.
• How to leverage your existing revenues to deliver high levels of unsecured lines of credit, with little known bank rating strategies

TODAY I PROMISED

• How to use online business listings to get creditors off your back and grow your business, even if you aren't good with tech.
• How to use the business banking system to get lenders to give you funding to spend more on marketing, anytime you want.
• How to do all of this with just a few "tweeks" to your normal day-to-day operations.

WHAT YOU NEED TO WIN

• Become visible online
• Tradelines are less important
• Use The Secret Weapons
• Businesses Don't Need Privacy
• Invest in Mentoring

NOW YOU HAVE A CHOICE

HOW CAN I HELP

• I have set aside some time in the next week to speak to you personally about how you can apply these ideas in your business starting TODAY.
• On the call, we'll help you get total clarity about exactly what you want your business to look like, and the EXACT steps to take to achieve your goals.

WHO THIS IS FOR

• You must be completely committed to achieving the financial goals of your business and be ready to overcome cashflow challenges by applying what you will learn.
• You must have a real business and a passion to improve its financial circumstances. You must be ready to do the work required to make these changes.

WHY WE ARE DOING THIS

• We do this because we understand the difficulties businesses face and are committed to giving back by helping business owners reach their financial goals.
• We also know that you might want our help to improve your business. If you do, we can discuss your needs and see if its a good fit for both of us. If it isn't that's fine too.

stanwhigham.com/apply