5 Step Recipe to Investing Success

Ingredients

• High Quality Assets
• Resilient Investment Strategy
• Tax-Efficiency
• Rebalancing Plan
• Long-Term Mindset

Instructions

Step 1: Own High Quality Assets

• Start with diversified no-load funds with low costs, minimal trading, and a proven strategy.
• Do not substitute average mutual funds!
• Most funds are a bad business deal: they charge too much, trade too much, and have poor performance.

Step 2: Use a Resilient, Tested Strategy

• Mix in a globally diversified portfolio emphasizing value and small company stocks.
• Compelling historical data suggests this type of portfolio delivers the best results.

Step 3: Be Tax-Efficient

• Add a full helping of tax-deductible contributions to IRAs and retirement plans.
• Put tax-inefficient assets in retirement accounts.
• Place tax-efficient investments in taxable accounts.

Step 4: Rebalance Periodically

• Consistently stir in a rebalancing plan.
• Take out emotion and systematically “buy low and sell high.”

Step 5: Focus on the Long Term

• Patiently watch your investments simmer.
• Don’t worry over market ups or downs this week or this month.
• To build a retirement nest egg, look at market downturns as chances to add to investments when they are cheaper.

Want to try this recipe?

• Visit us at www.orionportfolios.com
• Email: info@orionportfolios.com
• Call us at 619-435-1701