BUDGET

BUDGET

• Gross Annual Income: $60,000
• Net Annual Income: $45,000
• Net Monthly Income: $3,750

HOUSING

• House Payment: $ 591.99
• Insurance and Taxes: $350
• Utilities: $120
• Phone,Cable, Internet: $100
• Total: $980.40

VEHICLE

• Car Payment: $61.89
• Car Insurance: $100
• Gas and Maintenance: $250
• Total: $473.50

MISCELLANEOUS

• Health Insurance: $104
• Grocery, Personal Supplies, Recreation: $872.10
• Student Loan (10 years to pay off): $461.24
• Credit Card (1 year to pay off): $284.21
• Retirement: $375
• Saving Account: $200
• Total: $2,296.55

CAR INFO

• Price of Car: $2,000
• Model Year: 1999
• Total: $2,228.04

HOUSING INFO

• Price of House: $155,000
• Down Payment: :31,000
• Mortgage Amount: $124,000
• Monthly Payment: $591.99
• Total: $244,116.40

NET MONTHLY

• $3,750

TOTAL MONTHLY

• $3,750

WHAT I LEARNED

• I learned that I have a lot more to learn. Honestly, I didn't learn much. I did this last year too, and I learned a lot then, but I still don't understand a bunch of this. I'll get it, though. Maybe. I hope.