CREDIT CARD PROJECT

HAVING A CAREER AND BUILDING A BUDGET

• The career I chose is a teacher
• I would be making $53,158.00 yearly
• I would keep my budget tight knowing that I’m making enough money mainly for certain things I need rather then want.

USING A CREDIT CARD

• I had the Triforce Credit Card
• APR of 26.99%
• I bought a Tiffany Ring that costed $4,250.00
• I learned that I pay more each month but for less amount of months
• 7.99%
• Cons:High interest rates, credit card debt, hidden costs
• Pros: protection against fraud, building credit history, cash back rewards

STARTING A BUSINESS

• I started my own vintage and art store
• I found my daily investment using my personal savings budget and the amount of days in a year.
• It took me only 7 years to get $20,000 saved

SUMMING IT UP

• I learned that creating a budget saves money
• I learned that using a credit card can make you lose more money then you wanted
• Always save money in any situation, when it buying food or even persona, items.