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Do I Qualify For Chapter 7 Bankruptcy?

Qualifying for Chapter 7 by Carol A. Lawson

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PRESENTATION OUTLINE

1.

DO I QUALIFY FOR CHAPTER 7?

BY CAROL A. LAWSON, ESQ.
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2.

QUALIFYING FOR CHAPTER 7

DEPENDS ON A FEW THINGS
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3.

FACTORS

  • YOUR FINANCIAL SITUATION
  • TYPE OF DEBT RELIEF YOU ARE SEEKING
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4.

FACTS

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5.

YOU MUST PASS A FINANCIAL MEANS TEST

THIS DETERMINES IF YOU ARE ELIGIBLE
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6.

FINANCIAL MEANS TEST

INVOLVES COMPLEX INCOME AND DEBT CALCULATIONS
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7.

THE MEANS TEST

DIFFERS DEPENDING ON WHERE YOU RESIDE
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8.

YOU GET TO KEEP YOUR HOME

PROVIDED YOU CONTINUE TO PAY ON IT
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9.

FLORIDA EXEMPTIONS

EXEMPTIONS ARE STATE SPECIFIC
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10.

YOU GET $1,000 EACH SPOUSE

OF PERSONAL PROPERTY EXEMPTION- IF YOU OWN YOUR HOME
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11.

YOU GET $1,000 EACH SPOUSE

EXEMPTION FOR YOUR AUTOMOBILE
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12.

IF YOU DO NOT OWN YOUR HOME OR YOU SURRENDER YOUR HOME

YOU QUALIFY FOR THE WILD CARD EXEMPTION
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13.

WILD CARD EXEMPTION

$4,000 PER SPOUSE
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14.

IN THE END IT IS BEST

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15.

TO CHOSE A CHAPTER OF BANKRUPTCY

BASED UPON YOUR FAMILIES FINANCIAL NEEDS
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16.

FREE CONSULTATION

CALL CAROL A. LAWSON, ESQ. (727) 410-2705
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17.

DAY, EVENING, AND WEEKEND APPOINTMENTS

CAROLLAWSONPA.COM
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Carol Lawson

carollawsonpa.com