ESI
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PRESENTATION OUTLINE
ESI ACT
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INTRODUCTION
The ESI Act (Employee’s state insurance) passed in 1948, Ammended in 1975,84,89 and in 2010 is an important measure of social security and health insurance in this country.
It provides for certain cash and Medical benefits to industrial employees in case of sickness,Maternity and employment injury.
The act extend to the whole country. The ESI Act covered all power…
Photo by hjl
SCOPE OF ESI ACT
- The Act covers the whole country and the provisions of the act where extended to the following establishments.
- Small Factories employing more than 10 persons irrespective of power usage
- Hotels and restaurants
- Road motor transport establishments
- Newspaper establishments
- Private medical and educational institutes employing 20 or more in some states.
- The ESI act amended on 1 May 2010 to cover all employs like manual, clerical, supervisory and technical whose monthly income is up to Rs.15,000
Photo by fran hogan
Administration OF ESI Corporation
- The administration of the ESI scheme under the act is entrusted to an autonomous body called the ESI Corporation
- The union Minister for labour is the chairman and secretary to the government of India, Ministry of labour is the voice chairman of this Corporation
- It consists of members representing central and state government employers and employees organisations medical profession and Parliament
- There is a standing committee, constituted from the member of the corporation which acts as an executive body for the administration of the scheme
- The chief exec to officer of the corporation is the director general who is assisted by four principal officers number one insurance Commissioner number to medical commissioner number three financial commissioner and actuary.
- There is the medical benefit Council which is headed by the director general of police services government of India who is assisted assisted by the medical commissioner in all matters relating to medical relief
- Besides the head office in New Delhi the corporation has 23 regional offices 26 subregional offices at 2 divisional offices and 624 branches.
Photo by jurvetson
Beneficiaries under ESI scheme
- Given the huge number of beneficiaries the corporation has set up a widespread network of service outlets for prompt delivery of benefit in cash and full medical care.
- It covers 185 lake family units of 165 lakh employees
- 1427 ESI dispensaries.
- 2100 panel clinics.
- 307 diagnostic centres.
- 151 ESI hospitals.
- 27,000 beds.
Photo by mikecohen1872
Finance
- ESI scheme is run with the contributions from the employers employees and grants from the Central and state governments
- The employer contribute 4.75% of total wage bill.
- Temple lawyer contributes 1.75% of wages.
- Employees with daily wages of less than Rs.70 are exempted from payment of contribution.
- State governments year on medical expenditure is 1/8th of total cost of medical care.
- ESI Corporation share on medical expenditure is 7/8th of total cost of medical care.
Photo by Lawrence OP
Benefits to employees
- The act has made provisions for the following benefit is to insured persons or to other dependents as the case maybe,
- Medical benefits.
- Sickness benefits.
- Maternity benefits.
- Disablement benefits.
- Dependent benefits.
- Rehabilitation allowance.
- And funeral Expenses.
Photo by Ed Yourdon
MEDICAL BENEFITS
- Full medical care including hospitalisation,free of cost, to the insured person in case of sickness,employment Injury and maternity.
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Photo by Kendal
DIRECT PATTERN
- In areas he knew concentration of thousand or more employs family units cells dispensaries or established with full time medical and paramedical person personal.
- In areas where the employees or less than 750 part time ESI dispensaries are established.
- If the residential Concentration of employees is scattered over a long distance mobile dispensaries are established.
Photo by RAYMOND Wong
