Insurance
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MORE DECKS TO EXPLORE
PRESENTATION OUTLINE
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Insurance is a contract set in place by an insurance company to offer financial or loss protection to an individual or entity.
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There are many options available, and it is best to make a comparison to find the package most suitable to your budget and purposes. Each package will have different options, so weigh the cost carefully when considering your individual requirements
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Be aware that whilst a low monthly premium may be desirable, it could indicate that the individual is underinsured. If the loss exceeds the insured amount, the individual will be responsible for recouping those losses on his or her own dime.
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Bear in mind that a deductible amount is required by all insurance companies, so that amount should be factored into the total cost. That said, there are quite a few package types available from which to choose.
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Personal property insurance provides cover for homeowners by providing protection for common household items, thus the contents are not specified (individually insured), but are listed, accumulating a specific cover value.
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Life insurance is taken out by an individual to ensure that the beneficiary will receive a lump sum upon his or her death.
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