Instead of carrying a wallet with a ton of money in it or going to the atm and paying a fee for taking money out, you can take a credit card to pay for things and then lay back the credit card company back

When it’s time to pay the money you spent back and if you dint lay in full you will/can get charged with interest and end up laying even more than you did in the beginning

If used correctly and you make pay,ents on time credit cards will help build a good credit score which is helpful with many different necessities for purchasing or qualifying for stuff

When buying things with a credit card, it can be easy knowing that you aren’t spending your money at the time and to just keep swiping, and then the bill hits you and your suddenly in deep with debt and having to owe a lot of money that you can pay back

Unlike checks, almost wherever you go they will take credit cards other places may not take checks so unless you have a credit card or your carrying a wallet with all the money you need for whatever your buying you may not be able to purchase item and certain stores

When purchasing item with your credit card you purchasing them with money that you may not have earned yet and that will come from your future pay check, paying for the credit card bill, and then having taxes take a portion of the check, and them having some in a savings account it can get easy to spend a lot of money and spend more than you can pay back