CryptoCash: MISSION, VISION AND DIFFERENTIAL To meet the weaknesses of the loyalty market exposed in the previous chapter, Sciensa intends to create CryptoCash. CryptoCash's goal is to establish a digital, global and user-friendly loyalty program that is able to connect all customers of the financial and payment product platforms offered within the financial ecosystem. IV. MAIN FEATURES AND BENEFITS We know how complicated it is to have multiple credit cards, multiple bank accounts and loyalty programs, and on top of that. It was to solve these problems that Sciensa created CryptoCash, a token of an innovative loyalty point program linked to a complete financial platform. CryptoCash's goal is to simplify the financial lives of its users and partners, while allowing everyone to benefit more from their network. Loyalty points program Just like any other loyalty program, whenever a consumer makes purchases or uses cryptocash wallet (the mobile app) or partner app, they'll earn CCash loyalty points. Buy and sell the CCash loyalty token through the cryptocash app's peer-to-peer marketplace. Use your CCash token in partner merchants networks to purchase different products and services and make transactions cheaper. Free and easy to use, with CryptoCash your money is worth more and CCash tokens will never expire. CCash can also be used to pay for direct services and content on the CryptoCash platform. Payment account CryptoCash's mobile wallet will include a payment account with automatic investment in government bonds. A digital payment account to which you can transfer your resources, salary, etc. All amounts transferred will be automatically invested in government bonds that provide, with a certain degree of security, attractive returns (6.5% per year in Brazilian government bonds).

Digital credit card After you create your digital payment account, you will immediately receive a digital credit card with a credit limit corresponding to the balance amount of your payment account, automatically invested in government bonds. Spend with your digital credit card on our network of partner merchants in order to get cashback on fiat and CCash points while your payment account features continue to yield. Cashback By using CryptoCash's digital credit card at our trading partners, you will receive 0.99% cashback per transaction. In all transactions involving CryptoCash's digital credit card, 0.99% of partner merchants will be charged in full reverted to the cryptocash digital credit card user. Chat The CryptoCash app will be integrated into your phone's contact list and will allow users to have communications