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Muamalat

Published on Nov 18, 2015

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PRESENTATION OUTLINE

COMPLETE FAITH

PERSPECTIVE OF FINANCIAL TRANSACTIONS
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PERFECTION OF LIFE

SHARIAH ISSUES

IS THERE A GAP?

LET US CONCENTRATE

ECONOMICS AND FINANCE
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LET US RETHINK

HOW MANY TRANSACTIONS DO WE ENGAGE IN A SINGLE DAY?
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PROHIBITED ELEMENTS

  • Riba
  • Gharar
  • Ikrah
  • Maysir
  • Jahl

CONTRACTS

SALE

BAY AL-MUQAYADAH

BARTER TRADE
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BAY AL-MUSAWWAMAH

  • Bargaining sale
  • Not disclose cost and profit

BAY AL-MURABAHAH

COST-PLUS SALE

BAY SALAM

FORWARD CONTRACT
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BAY ISTISNA'

MANUFACTURING SALE
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LEASE

IJARAH AL-AYNI

PHYSICAL LEASING
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IJARAH MANFAAT

USUFRUCT BASED ON SERVICES

PARTNERSHIP

MUDHARABAH

  • Capital provider and subject matter expert
  • Mutual agreement
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MUSHARAKAH

  • Sharing of resources
  • Profit and loss sharing
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SECURITY

KAFALAH

GUARANTEE
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WAKALAH

AGENCY
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RAHN

MORTGAGE / PAWN / PLEDGE

CHARITY

Untitled Slide

  • Hibah
  • Wadiah
  • Qard hassan
  • Sadaqah
  • Waqf
Photo by Alex Ristea

SUPPORT

HAWALAH

OTHERS

  • Ibra'
  • Wadiah

SOME CONTRACTS CAN BE COMBINED

SOME CANNOT
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THANK YOU

DON'T INHERIT YOUR RELIGION. LEARN IT.