LONG TERM DISABILITY

WHAT IS IT

• Protects an employee from loss of income
• In the event they are unable to work due to illness, injury, or accident
• For a long period of time

BUT WHY?

• You could
• Get injured or ill
• Cause ping you to Lose your job/income
• Keep receiving a percent

EVERY WORKING PERSON

COST?

• Job could be low as 7.50
• Policy high as 300
• Depends on job and other factors

JOHN DOE

• 25 year old male
• Was an Auto Apprentice Technician
• Involved in a motorcycle accident that

DR. DEREK

• Orthopedic surgeon
• Parkinson's disease
• 60%of salary
• Now a college professor

1/4 of 20 year olds in the workforce will be disabled before retiring
(It can happen to you)