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The 5 C's Of

Published on Apr 15, 2016

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PRESENTATION OUTLINE

The 5 C's Of

CREDIT
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Character

  • Judgment made by the banker about the prospective client.

Capacity

  • Refers to the ability of the firm to repay a loan.

Collateral

  • Collateral refers to forms of security you can provide to your bank or other lender.

Capital

  • Represents the owners investment in a business.

Conditions

  • Refers to the overall economic structure and external environment surrounding the bank and the business firm.