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Published on Jan 03, 2016

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PRESENTATION OUTLINE

1.

Overdraft Protection

Photo by rafael-castillo
2.

What is an overdraft?

An overdraft occurs when a customer doesn't have enough money in his/her account to cover transactions, but we authorize and pay the transaction at our discretion.
3.

Overdraft Fee

$38.50 per item
4.

Standard Overdraft Practices

  • When will transactions be authorized?
  • When will transactions not be authorized?
5.

Overdraft Protection

Avoid returned checks & overdraft charges
6.

Overdraft Protection Plans

  • M&T Savings account
  • $12.50 transfer fee per day
  • excluding starter savings
7.

Overdraft Protection Plans

  • M&T Savings account
  • $12.50 transfer fee per day
  • excluding starter savings
8.

Overdraft Protection Plans

  • M&T overdraft line of credit
  • $12.50 transfer fee per day
  • Annual Percentage Rate 18%
  • No Annual fee
  • Subject to credit approval
9.

Overdraft Protection Plans

  • M&T Visa credit card
  • $12.50 transfer fee per day
  • No Annual fee
  • 3 cards to choose from
  • Subject to credit approval

Lisa Kushner