A year long excuse not to invest!

Need to pay debts incurred from the Christmas Holidays.

Valentine's Day & Chinese New Year Celebrations

It's the kid's Graduation Day. We need to celebrate it!

Were all going on a summer holiday!

It's School Time! Need to pay kid's tuition fees.

Need to provide allowance, books & school bus fees for kids.

Paying debts due to the kid's tuition fees.

Ghost Month! BAD time to Invest! Do you really have the money?

Good time to invest but Christmas just around the corner. Next time then!

2nd Semester! Tuition fee time.

Christmas is fast approaching. Need additional funds.

It's Christmas time! Need to buy gifts ....

One year after.....